JARVIS - AI Planner/Assistant

Mandalart goal-setting, budget, cards, loans, insurance, assets, schedules, todos, memos and passwords — all in one app. Earn **JARVIS Credits** by using the app to unlock the AI chatbot, monthly reports and image analysis. Watching **one rewarded ad** also tops you up.

▶ Mandalart Goal-Setting (Compass) — 1 mission + 8 sub-goals + 64 tasks
• The 9×9 Mandalart technique invented by Japanese designer Hiroaki Imaizumi in 1987 and popularized by Shohei Ohtani, fused with AI
• A 3-4 question AI interview drafts your life mission, 8 sub-goals and 64 actionable tasks — no blank-grid paralysis
• Rewrite in your own words to keep voice and intent intact, not generic "self-improvement" boilerplate
• **64 tasks plug straight into Schedule and Todo** — one tap turns a Mandalart cell into a calendar event or actionable todo
• The chatbot reads your Mandalart context and aligns answers to your goals — "JARVIS knows me"
• The "why" layer above Routine, Todo and Schedule; quarterly review prompts to revisit sub-goals

▶ Todo Management — GTD × Eisenhower
• GTD status and Eisenhower urgency-importance matrix on one screen
• AI sorts a todo by status, schedule and tags from one sentence
• DO/SCHEDULE/DELEGATE/DELETE quadrant badges; group by project; weekly auto-review

▶ Chatbot Multimodal Analysis
• Attach photos, documents, receipts, audio (MP3/M4A), PDF or text — AI turns them into memos and follow-up todos
• "Save as memo" with one tap; mic for real-time voice chat
• Replies in your preferred language

▶ AI Daily Planner & Journal — Morning brief, evening review
• Every morning, AI summarizes today's routines, todos and schedule in a one-line brief
• Every evening, gently reflects on your day and suggests tomorrow's priorities
• Capture a one-line journal entry plus a 7-step mood (joyful to angry)
• Journal entries appear on the schedule calendar — review them on the same screen
• Notifications respect your time zone; available in all 11 languages

▶ Asset Management — Savings, Deposits, Investments
• Savings/deposits auto-generate installments, interest and maturity
• Investments track price, P&L and allocation; net worth across cards, accounts and assets

▶ Password Vault
• Site IDs and passwords with biometric lock; clipboard clears after 30 s; built-in generator

▶ Monthly Premium Report (AI Finance Coach)
• AI diagnoses income, spending, budget and assets with tailored advice
• Monthly summary + category chart + 6-month trend + budget-vs-actual
• Regenerate any time within the month

▶ Home-screen Widgets — 9 kinds
• This month's ledger, today's schedule, upcoming payments, weather, FX, today's todos, priority matrix, memo, JARVIS Credits balance
• Refreshes every 4h and on launch; tap to jump to detail

▶ Cards & Accounts
• Statement day, limit and linked account; presets for issuers across 11 countries
• **Statement preview** — accrued amount by card with installments split monthly
• Foreign transactions show original + KRW conversion; FX refreshes every 30 minutes

▶ Loans & Insurance
• 3 repayment schedules auto-generated, D-day sorted, early-repayment simulation
• 8 insurance types with monthly batch; dues unified in widgets and calendar

▶ Calendar & Sharing
• Month/week/day views with custom recurrence
• Two-way sync with Google Calendar, iCloud and CalDAV; Kakao Map place search
• Share an event link; recipients RSVP without login

▶ Daily Routines
• Time-slot checklists with streaks and stats
• AI wizard adds 30 suggestions at once; long-press links to Todo and Calendar
• Push at each routine's time; all-done earns +5 credits

▶ Memos, Drawings, Sharing & Obsidian
• Sticky memos for quick capture; OS share sheet to any app; pen drawings for handwriting
• One-tap export to Obsidian Vault, unified note search