Relief: Save on Your Debt

Help for everyone at every stage Whether you’re behind, current, or in collections, Relief helps you take the next step.

Reduce overdue debts by up to 50% on credit cards and personal loans.

Explore repayment plans for your federal student loans—all in one place.

Find trusted payoff loan options to combine and pay down high-interest credit cards.

Protect yourself from creditors with built-in legal support that helps you respond to lawsuits and protect your rights.

FEATURES

Automated debt, loan, and repayment analysis.
We analyze your overdue debts, student loans, and loan payoff options without hurting your credit.

We work to secure the best reductions.
Relief automatically finds the best available offers and secures them with your creditor for overdue debts.

Student loan repayment made simple.
We show you the repayment and forgiveness plans you qualify for, compare them side-by-side, and help you apply directly in the app.

Loan payoff tool built in.
Got high-interest cards or scattered balances? See loan offers that can help you consolidate and pay off your debt in one place.

Ease of use

Relief simplifies what’s complicated so you can take action with confidence.

Simple and stress free
Submit requests for reductions, payoff loans, legal support and student loan applications with no limited phone calls and confusing paperwork.

Secure and private.
We use bank-level security and never ask for sensitive login credentials like your FSA ID.

Transparent pricing.
Only pay if a reduction request is accepted, or access student loan and legal tools with a low annual subscription

Real human support.
Live help is available Monday–Friday, 8 AM to 8 PM ET.

HOW IT WORKS

1. Download Relief
Install and sign up to see how much you could save or lower your monthly payments.

2. Link Your Accounts
Relief finds all your eligible debts and federal student loans, automatically pulling them into one secure dashboard.

3. See Your Options
Eligible users can request balance reductions for overdue debts, view payoff loan offers, review student loan repayment and forgiveness programs they qualify for, and get access to legal support.

4. Take Action
Submit a debt reduction request, apply for a repayment plan, or access legal support directly in the app — with step-by-step guidance.

YOUR ALL-IN-ONE DEBT APP

Relief is the modern way to manage and reduce debt across credit cards, personal loans, and student loans, without the confusion, stress, or paperwork. See everything you owe, what you qualify for, and apply for lower balances, payments, or better repayment plans in just a few steps.

WHY USERS LOVE RELIEF

Debt Tracker
View and manage all eligible accounts in one secure dashboard.

Reduction Requests
Request balance reductions on overdue debts automatically

Student Loan Programs
See and compare repayment and forgiveness plans in one place.

Payoff loan Tool
Find personalized loan offers to pay off high-interest credit cards and consolidate into one lower monthly payment with trusted loan providers

Legal Protection
Access tools and guidance to handle collection notices, lawsuits, and protect your rights.

Application Guidance
No guessing—Relief walks you through every step, whether you’re requesting a reduction, applying for a repayment plan, or exploring loan options.

Ongoing Updates
Get real-time notifications and reminders so you never miss what’s next.

Educational Resources
Access easy-to-understand guides and FAQs to help you make confident decisions.

Real Human Support
Live help is available from 8 AM – 8 PM ET, Monday through Friday, before, during, and after your submission.

DISCLOSURES
Privacy Policy - https://www.relief.app/privacy
Terms of Service - https://www.relief.app/terms

Relief: All Your Debt in One Place—Without the Runaround. Reduce, Repay, Relax.