Interest & Savings Calculator

How much will your money grow – and what will it truly be worth in real terms? This compound interest calculator and investment calculator shows your final balance based on initial capital, monthly savings rate, interest rate and duration. Or in reverse: enter your savings goal and the app calculates exactly how much you need to save monthly – perfect for ETF savings plans, retirement planning, index fund projections, fixed deposits and long-term wealth building.
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🔢 TWO CALCULATION MODES
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▶ Calculate final balance
Initial capital + monthly savings rate + interest rate + duration → your end balance, broken down into contributions and interest earned. Works as an ETF calculator, savings calculator or portfolio growth calculator.

▶ Reverse savings calculator
Know your target amount? This financial calculator works backwards – enter your goal and it calculates the exact monthly savings rate you need, accounting for compound interest and your chosen timeframe. Perfect for FIRE (financial independence, retire early) planning and savings goal tracking.
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📉 INFLATION & PURCHASING POWER
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Returns mean little without accounting for inflation. Set the inflation rate anywhere between 0% and 25% and see what your final balance is truly worth in today's money – a feature most investment calculators and wealth calculators skip entirely.
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📊 CHARTS & VISUALIZATION
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• Donut chart: contributions, initial capital and interest earnings at a glance
• Bar chart: year-by-year wealth growth across your entire investment horizon
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✅ MORE DETAILS
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• Dark mode with neumorphic design
• No account or registration required
• Free, ad-supported

Whether you're running ETF projections, compound interest estimates, retirement savings calculations, index fund scenarios or tracking a savings goal – this financial calculator and wealth calculator is built for anyone from beginners to serious investors fine-tuning their portfolio strategy.