Ember Finance: Budget Tracker

A budget app that respects your privacy. No account, no bank login, no cloud. Your money data stays on your phone, and you can back it all up to a single file anytime. Ember Finance is a budget planner, expense tracker and bill organizer in one. Track spending, plan your month and build savings without handing your financial life to anyone.

🔥 WHY EMBER
• Private by design: everything is stored on your device. Nothing is sent to any server.
• Nothing to sign up for: open the app and start right away.
• Never stuck: back up everything to one file and restore it on any phone, with one-tap undo.
• Works fully offline.

💸 TRACK SPENDING IN SECONDS
Log income and expenses fast. Ember remembers your descriptions, so typing "Wal" suggests "Walmart" from your history. Add a bill or paycheck once and it logs itself every week, every two weeks, monthly or yearly.

📊 YOUR MONTH AT A GLANCE
The Home gauge shows how much of your income you've spent and what's left, updated as you go. Category budgets show what's on track, nearly used up, or over.

🗓️ PLAN AHEAD
• Category budgets with smart suggestions based on your real spending
• Savings goals with pace tracking
• Financial Milestones: a step-by-step roadmap to financial security
• Emergency Fund planner based on what you actually spend
• Calendar of daily spending and upcoming bills

📈 UNDERSTAND YOUR MONEY
Monthly category breakdowns, spending trends, search across every transaction, and a complete Year in Review with your savings rate.

💾 BACKUP, RESTORE & CSV
• Back up everything (transactions, budgets, recurring bills, goals and your settings) to one file you control
• Restore on a new phone in seconds, and undo a restore with one tap
• Export all transactions or a single month as CSV, or import a CSV to get started quickly

🎨 MAKE IT YOURS
A large collection of themes: light, dark, True Black and High Contrast, plus Match my phone, which follows your wallpaper colors. Animated scenes like Midnight Glow, Sakura Day, Koi Pond, Aurora and Hyperspace react when you save a transaction. Illustrated themes like Paper Cut, and one-of-a-kind looks like Retro Terminal and Chalkboard. Preview any theme before applying it, star your favorites, and set animations to Full, Reduced or Off.

🔒 PRIVACY FIRST
• No account required
• No bank login
• No cloud sync
• Ember collects none of your data
• Your financial data never leaves your device

Note: Ember Finance itself collects no personal data. Anything listed in Google Play's Data safety section relates only to the optional ad service that keeps the app free.

❓ HELP BUILT IN
Help on every screen, and feedback is just a tap away.

Ember Finance is free. Optional ads support development, and you can turn them off anytime in More.