Cove is your AI money assistant. It finds every subscription and bill in your accounts, shows what's coming up, and reminds you before your credit card bill is due.
EVERY SUBSCRIPTION AND BILL, IN ONE LIST
Link your accounts and Cove spots recurring charges for you: streaming, phone, internet, insurance, memberships. See what each costs per month and per year, and when it charges next.
SEE WHAT'S COMING UP
A calendar of upcoming charges, so the week rent and three renewals land together doesn't catch you off guard.
A REMINDER BEFORE YOUR CARD BILL IS DUE
Cove tells you before your credit card payment is due, so you don't pay late fees or interest you didn't plan for.
ASK COVE
Ask the built-in AI assistant about your spending, subscriptions and bills, in plain English.
BUDGETS AND SPENDING
Transactions are sorted for you. See spending by week, month, quarter or year, and set budgets and goals.
LOWER A BILL (BETA)
Cove can call your internet, cable or phone provider to ask for a lower rate. You only pay if it works: 40% of what you save in the first year.
YOUR DATA
Cove connects to your bank through Plaid with read-only access. It can see your transactions; it can't move your money.
Free to start. Premium adds more connected accounts and extra tools.