SpendByMe - Auto Expense Track

Stop tracking expenses manually. Most expense tracker apps expect you to enter everything yourself. That’s where people give up.

SpendByMe automatically tracks your expenses, categorizes transactions, detects subscriptions, tracks credit cards, and shows all your money in one place.
No spreadsheets. No daily effort. No confusion.
Just clarity.

⚡ Track your money in 3 simple ways

1. Automatic expense tracking
On Android, transactions are logged instantly from transactional messages.
On iPhone, a simple automation records everything for you.

2. Paste any transaction
Paste a bank message and it gets categorized and added instantly.

3. Manual entry
Add amount, merchant, and account. SpendByMe completes the rest automatically.

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🧠 Smart expense categorization
• Automatically categorizes your transactions
• Learns from your usage and improves over time
• Set custom rules for full control
• No need to fix categories again and again

💼 All your money in one place
• Bank accounts, credit cards, wallets, cash
• Automatic balance tracking
• One clean view of your finances
No switching between apps. No guesswork.

💳 Smart credit card management
• Track credit card bills, due dates, and limits
• Monitor spending across multiple cards
• Understand your real credit usage
• Avoid missed payments and late fees

🔁 Subscription, loan & EMI tracker
• Detects subscriptions, EMIs, loans, and recurring payments
• Track upcoming payments and due dates
• Avoid missed payments and hidden charges
• Stay on top of your financial commitments

👥 Splits with friends & couples
• Split expenses with friends instantly
• Track shared expenses for trips and groups
• Manage couple expenses easily
• Send reminders in one tap

🏷️ Tags & sub-tags for better organization
• Organize transactions using tags and sub-tags
• Track reimbursements and shared payments
• Create trip budgets and event budgets
• Filter transactions exactly how you want

📍 Spending map & smart insights
• See where you spend money on a map
• Track location-based spending habits
• Understand spending patterns clearly
• Get deeper insights into your money flow

📄 Upcoming payments & invoice tracker
• Track upcoming bills and payments
• Create and manage invoices
• Never forget pending payments again
• Stay organized with reminders

🎯 Budget planner & goal tracking
• Create budgets in seconds
• Track savings goals and financial targets
• Monitor your progress easily
• Stay in control of your money

📊 Accurate financial tracking
• Separates expenses, income, and transfers properly
• Clean and reliable data
• Search any transaction instantly
• Real insights into your spending

🔍 Powerful search & insights
• Search any transaction instantly
• Track spending patterns
• Understand where your money goes

🔒 Privacy-first expense tracker
Your data stays yours.
• Everything stays on your device unless you enable sync
• Only transactional messages are processed
• No chat access
• No unnecessary data collection

⚙️ Flexible & easy to use
Want full automation? It’s there.
Prefer manual control? That works too.

SpendByMe adapts to you.

🚀 Gets smarter over time
The more you use it, the better it becomes.
Better categorization. Better accuracy. Less effort.

💸 Take control of your money today

Download SpendByMe — your smart expense tracker, budget planner, subscription tracker, split expense app, EMI tracker, credit card manager, and personal finance manager.